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Payment authorization

payments

Also called: card authorization

Plain-language definition

Plain-language definition

Approval from the payment system to proceed with a proposed charge.

Why it matters

A successful authorization can still expire, be reversed, or fail during later capture.

Technical detail

Authorization checks a payment method and reserves or approves an amount subject to issuer and network rules; it does not by itself complete settlement.

Examples

  • A card issuer authorizes a $120 repair charge before work begins.

Sources and review

Reviewed July 12, 2026 by [email protected]. Next review due January 11, 2027.

  1. Payment Intents — Stripe Accessed 7/11/2026

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